What taxes do I need to pay as a self-employed person?

If you’re autónomo, expect to tango with:

• IRPF (personal income tax) – filed quarterly with model 130 or 131
• IVA (VAT) – filed quarterly with model 303, plus an annual summary (model 390)
• Retentions – if you invoice other professionals or have employees (model 111 and 190)

Don’t worry—these forms may sound like robot names, but they’re totally manageable with the right help.

How do I register as autónomo?

It’s a two-step dance:

• Register with Agencia Tributaria using model 036 or 037
• Notify Seguridad Social to start your monthly contribution

No need to wrestle with bureaucracy alone—this setup can be done quickly and correctly.

Can I deduct expenses like rent, phone, or fuel?

Yes—if they’re genuinely linked to your business. That includes:

• Office supplies
• Software subscriptions
• A portion of home utilities (if you work from home)
• Travel costs (with proper invoices)

If it helps you earn money, it might help you save money too.

What happens if I miss a tax deadline?

Late filings can lead to:

• Surcharges (5–20%)
• Interest on unpaid amounts
• Fines if it becomes a habit

Let’s avoid that. Calendar reminders and proactive filing are part of the service.

Do I need to keep formal accounting records?

Yes—even if you’re not a full-blown company. You’ll need:

• Income and expense tracking
• Invoices and receipts
• VAT books (if applicable)

Think of it as your business diary—only with less drama and more spreadsheets.

How can I legally reduce my tax bill?

Smart strategies include:

• Deducting all eligible expenses
• Contributing to pension plans
• Timing purchases and investments wisely

Tax planning isn’t cheating—it’s just playing smart.

Should I stay as autónomo or create a Sociedad Limitada (SL)?

Depends on your goals:

• Autónomo: simpler, but you’re personally liable
• SL: more protection, more paperwork, and corporate tax

Let’s chat about your business vision and find the best fit.

Do I always need to charge VAT?

Usually yes, unless:

• Your activity is VAT-exempt (like some education or health services)
• You invoice outside the EU (reverse charge may apply)

VAT rules can be slippery—good thing you’ve got backup.

What forms do I need to file each quarter?

Most autónomos and PYMEs file:

• Model 303 (VAT)
• Model 130 or 131 (IRPF)
• Model 111 (retentions)
• Model 115 (if renting a business space)