If you’re thinking about becoming self-employed in Spain, the Tarifa Plana is one of the most helpful financial incentives available. It’s designed to make your first year as an autónomo more affordable—and less stressful.
What Is the Tarifa Plana?
The Tarifa Plana is a reduced monthly Social Security contribution for new autónomos. Instead of paying the full quota, you pay just €80/month for the first 12 months of activity. That’s a significant saving, especially when you’re just starting out.
Depending on your income and circumstances, you may be eligible to extend the benefit for up to 24 or even 36 months. And in some regions—including parts of Andalusia—you might also qualify for the Cuota Cero, which reimburses your contributions entirely.
Who Can Apply?
To benefit from the Tarifa Plana in 2025, you must:
- Be registering as autónomo for the first time, or not have been registered in the last two years
- Sign up with Hacienda and Seguridad Social
- Choose a base contribution aligned with your expected income
Special conditions apply for:
- Autónomos societarios (company owners)
- People with disabilities
- Victims of gender-based violence or terrorism
How Long Does It Last?
- Standard duration: 12 months at €80/month
- Extended duration: Up to 24 or 36 months if your income stays below the SMI (Minimum Wage)
How to Apply
You must request the Tarifa Plana when registering as autónomo:
- File your activity with Hacienda (Modelo 036 or 037)
- Register with Seguridad Social under the RETA system
- The discount is applied automatically if you meet the criteria
Final Thoughts
Starting a business or going freelance in Spain doesn’t have to be financially overwhelming. The Tarifa Plana gives you breathing room to grow, plan, and build your client base without heavy upfront costs.
Ready to Register as Autónomo?
Let’s make it simple. I’ll guide you through the paperwork, help you apply for the Tarifa Plana, and ensure your setup is fully compliant from day one.