Category: Self-employment
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Verifactu 2026: Key Updates Every Business Must Know (And How to Stay Compliant)
Spain’s digital invoicing landscape is changing fast, and Verifactu is at the center of it. With new regulatory updates rolling out in 2025–2026, businesses—especially freelancers, SMEs, and foreign companies operating in Spain—must prepare for a new era of real‑time invoice reporting. Whether you’re already using invoicing software or still issuing invoices manually, the latest changes… Read more
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Personal Income Tax in Spain: Rates, Allowances, and Key Deductions Explained
Spain’s personal income tax system — known as IRPF (Impuesto sobre la Renta de las Personas Físicas) — is progressive, meaning the tax rate increases as your income rises. Whether you are a resident, an expat, or someone planning to move to Spain, understanding how IRPF works can help you optimise your tax bill and… Read more
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Extra Regional Reduction in the Spanish Income Tax Return (Modelo 100): A Complete Guide
Understanding the “extra reducción autonómica” in your IRPF can significantly lower your tax bill—especially if you live in Andalusia.Each Spanish autonomous community offers its own tax reductions on top of the national ones, and many taxpayers miss out simply because they don’t know they exist. This guide explains what the regional reductions are, how they… Read more
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How to Comply With VeriFactu in 2025: The Easiest Invoicing Solution for Freelancers and Businesses
If you’re a freelancer or business owner in Spain, you’ve probably heard the term VeriFactu more and more lately. This new invoicing requirement is going to affect almost everyone who issues invoices, and it changes how we record and report billing information to the Spanish Tax Agency. If you’re unsure when VeriFactu applies, what it… Read more
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Spain’s New Autónomo Quotas Explained (2026 Update) — Especially Helpful for U.S. Visitors
Whether you’re planning to freelance in Spain, run a small business, or simply work remotely from the Mediterranean coast, understanding Spain’s autónomo system is essential. Since 2023, Spain has been transitioning to a new income‑based Social Security contribution model — and by 2026, the reform is fully in place. This guide explains how autónomo quotas… Read more
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Remote Workers Moving to Spain: Tax Risks and How to Stay Compliant
Spain has become one of Europe’s most attractive destinations for remote workers thanks to its climate, lifestyle, and digital‑nomad‑friendly infrastructure. But relocating while working for a foreign employer introduces tax complexities that many newcomers overlook. These issues affect not only your personal tax situation but also your employer’s obligations in Spain. Personal Tax Residency: When… Read more
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What the Minimum Wage Really Means for Employers, Employees, and Autónomos
Every year, the minimum wage becomes a headline — but behind the numbers lies a real impact on businesses, workers, and freelancers. Whether you’re running a company, earning a salary, or working as an autónomo, understanding how the minimum wage works helps you plan better and avoid surprises. How Much Is the Minimum Wage (SMI)… Read more
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Should You Change From Autónomo to SL? Benefits, Drawbacks and Income Thresholds Explained
If you’re self‑employed in Spain, there comes a moment when you start wondering whether staying as an autónomo is still the best option—or if it’s time to create a Sociedad Limitada (SL). This is one of the most common questions among freelancers, entrepreneurs, and small business owners as their activity grows. The truth is: there’s… Read more
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January: a critical month for taxes and fiscal filings in Spain
January is one of the busiest months of the year for freelancers (autónomos) and small companies (pymes) in Spain. It marks the end of the fiscal year, and with it comes a long list of quarterly and annual tax obligations. To help you stay organized, here’s a clear breakdown of what needs to be filed,… Read more
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Social Security Alert: What the New Quota Regularisation Message Really Means for Autónomos
Many self‑employed workers in Spain have recently received a notification from the Social Security office asking them to review or regularise their monthly contribution (“cuota”). Even if it feels confusing or slightly worrying, this message is part of the new contribution system based on real net income. This post breaks down why the message matters,… Read more